• Welcome to Orgafinity. By accessing or using the Orgafinity website, mobile applications, and any services provided by Orgafinity, Inc. (collectively, the “Service”), you (“you”, “your”, or “User”) agree to be bound by these Terms of Service (“Terms”, “Agreement”).
• If you do not agree to all of these Terms, you must not access or use the Service. Your use of the Service constitutes your acceptance of and agreement to be bound by these Terms. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

• Orgafinity provides a comprehensive ecosystem of AI-powered productivity tools and resources designed specifically for solopreneurs and small business owners. Our Service includes:

SoloFlowAi

• An AI-powered, all-in-one SaaS platform offering modular subscriptions with tools for project management, CRM, sales tracking, digital marketing, social media management, financial tools, knowledge management, and content organization. SoloFlowAi features Stella AI Assistant, an intelligent chatbot that helps automate tasks and provide recommendations. Available plans include Freelancer, Content Creator, Service Provider, and Complete bundles, billed monthly or annually.

SoloBizAi

• A comprehensive digital business roadmap product available for a one-time payment, providing lifetime access to a structured 6-phase guide for building and launching a solopreneur business from idea to execution.

Affiliate Program

• An opportunity for approved users to earn commissions by promoting Orgafinity products and select partner products through unique referral links.

Educational Content and Resources

• A library of blog posts, guides, templates, and resources to help solopreneurs succeed in their business endeavors.

Landing Pages and Marketing Tools

• Dynamic, conversion-focused landing pages for targeted marketing campaigns.
• Orgafinity reserves the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice, for any reason.

Account Creaton

• To access certain features of the Service, including SoloFlowAi and the Affiliate Program, you must register for an account. During registration, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information to keep it accurate
• Maintain the security of your password and accept all risks of unauthorized access
• Immediately notify Orgafinity of any unauthorized use of your account

Account Security

• You are responsible for all activities that occur under your account, whether or not you authorized such activities. You must not share your account credentials with any third party. Orgafinity will not be liable for any loss or damage arising from your failure to maintain the confidentiality of your account credentials.

Account Eligibility

• You must be at least 18 years of age to create an account and use the Service. By creating an account, you represent and warrant that you meet this age requirement.

Billing Cycles

• SoloFlowAi is offered on a subscription basis with recurring billing. You may choose between monthly or annual billing cycles at the time of purchase. Your subscription will automatically renew at the end of each billing cycle unless you cancel prior to the renewal date.

Pricing and Plans

• We offer multiple modular subscription plans (Freelancer, Content Creator, Service Provider, and Complete bundles). Each plan includes different combinations of business modules and features. Pricing is displayed on our website and may vary based on your selected plan and billing cycle. Annual subscriptions are offered at a discounted rate compared to monthly billing.

Auto-Renewal

• Your subscription will automatically renew and your payment method will be charged at the start of each new billing cycle unless you cancel your subscription before the renewal date. You are responsible for ensuring that your payment information is current and valid.

Paymen,t Methods

• We accept major credit cards and other payment methods as indicated on our website. By providing a payment method, you authorize Orgafinity to charge all subscription fees to your designated payment method.

Failed Payments

• If we are unable to process your payment, we will attempt to notify you via email. If payment is not received within a reasonable time period, we reserve the right to suspend or terminate your access to the Service. You remain responsible for any uncollected amounts.

Refund Policy

• We offer a 14-day money-back guarantee for first-time purchases of SoloFlowAi subscriptions. If you are not satisfied with the Service within 14 days of your initial purchase, you may request a full refund by contacting our support team at support@orgafinity.com. After the 14-day period, subscription fees are non-refundable except as required by applicable law. Refunds for annual subscriptions will be prorated based on usage.

Cancellation

• You may cancel your subscription at any time through your account settings or by contacting our support team. Cancellation will take effect at the end of your current billing cycle. You will retain access to the Service until the end of the paid period. No refunds will be provided for partial billing periods except as outlined in our refund policy above.

Plan Changes

• You may upgrade or downgrade your subscription plan at any time through your account settings. Upgrades take effect immediately, and you will be charged a prorated amount for the remainder of your current billing cycle. Downgrades take effect at the start of your next billing cycle.

Price Changes

• Orgafinity reserves the right to change subscription pricing at any time. We will provide you with at least 30 days’ notice of any price increases. Your continued use of the Service after a price increase constitutes your acceptance of the new pricing.

Purchase and Access

• SoloBizAi is offered as a one-time payment product with lifetime access. Upon successful payment of the purchase price ($97 or as otherwise displayed at the time of purchase), you will receive immediate digital access to all SoloBizAi content, including the 6-phase business roadmap and associated materials.

Digital Delivery

• SoloBizAi is delivered digitally through your Orgafinity account. You are responsible for maintaining access to your account credentials to access the product. Orgafinity is not responsible for lost access due to forgotten passwords or account security breaches on your part.

Lifetime Access

• Your purchase grants you lifetime access to SoloBizAi content, subject to these Terms and our continued operation of the Service. This includes access to future updates, improvements, and additional content we may add to SoloBizAi at no additional cost.

Refund Policy

• Due to the digital nature of the product, SoloBizAi purchases are generally non-refundable. However, we offer a 7-day satisfaction guarantee. If you are not satisfied with SoloBizAi, you may request a full refund within 7 days of purchase, provided you have not accessed or downloaded a significant portion of the content. Refund requests must be submitted to support@orgafinity.com with a valid reason.

License Restriction

• Your purchase of SoloBizAi grants you a personal, non-exclusive, non-transferable license to access and use the content for your own business purposes. You may not resell, redistribute, or share your access credentials with others.

Application and Approval

• To participate in the Orgafinity Affiliate Program, you must submit an application for approval. Orgafinity reserves the right to approve or reject any application at our sole discretion. We may also terminate any affiliate relationship at any time for any reason, including violation of these Terms or our Affiliate Program policies.

Commission Structure

• Approved affiliates earn commissions on qualifying sales generated through their unique referral links. Our standard commission rate is 30% recurring commission for SoloFlowAi subscriptions. Commission rates, structures, and qualifying products are subject to change at Orgafinity’s discretion with reasonable notice to affiliates.

Cookie Duration

• Referral tracking cookies have a 90-day window. If a referred customer makes a purchase within 90 days of clicking your affiliate link, you will receive credit for the sale, provided the customer does not click another affiliate’s link in the interim.

Payment Terms

• Affiliate commissions are paid on a monthly basis for all approved commissions from the previous month, subject to a minimum payout threshold of $50. Payments are made via the payment method you specify in your affiliate account (e.g., PayPal, bank transfer). Commissions have a 30-day pending period before approval to account for refunds and chargebacks.

Prohibited Promotional Practices

• As an affiliate, you agree not to engage in the following prohibited practices:

• Bidding on Orgafinity brand keywords or trademarks in paid search campaigns
• Using misleading, deceptive, or false advertising to promote Orgafinity products
• Spamming or sending unsolicited emails containing your affiliate links
• Misrepresenting your relationship with Orgafinity or claiming to be an official representative
• Using your own affiliate link to make purchases (self-referrals are not permitted)
• Engaging in any illegal or unethical promotional activities
• Cookie stuffing or other fraudulent tracking methods

Affiliate Link Usage

• You must clearly disclose your affiliate relationship in accordance with FTC guidelines and applicable laws whenever you promote Orgafinity products. A clear statement such as “This post contains affiliate links, and I may earn a commission if you make a purchase” is required.

Termination of Affiliate Status

• We may terminate your affiliate status immediately if you violate these Terms, engage in prohibited practices, or for any other reason at our sole discretion. Upon termination, you will forfeit any unpaid commissions, and you must immediately cease using all Orgafinity affiliate links and promotional materials.

Ai-Generated Content

• SoloFlowAi includes Stella AI Assistant, an artificial intelligence tool designed to help you with tasks such as content creation, task management, data analysis, and business recommendations. All content, suggestions, and outputs generated by Stella AI are provided for informational and assistive purposes only.

Accuracy Limitations

• While we strive for accuracy, AI-generated content may contain errors, omissions, or inaccuracies. Orgafinity makes no guarantees regarding the accuracy, completeness, or reliability of any AI-generated content. You are solely responsible for reviewing, verifying, and validating any AI outputs before using them in your business or relying on them for decision-making.

User Responsibility for Ai Outputs

• You acknowledge that you are fully responsible for any content, communications, or actions resulting from your use of AI services. You agree not to use AI-generated content in any way that violates applicable laws, infringes on third-party rights, or violates these Terms.

Data Used for Ai Training

• To improve the quality and performance of our AI services, we may use anonymized and aggregated data from user interactions to train and refine our AI models. Personal data and sensitive business information are not used for AI training without your explicit consent. You may opt out of data collection for AI training purposes by contacting privacy@orgafinity.com.

No Professional Advice

• AI-generated content does not constitute legal, financial, medical, or other professional advice. You should consult with qualified professionals for advice specific to your situation.

Acceptable Use Policy

• You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for all activity that occurs under your account.

Prohibited Activities

• You agree not to:
• Violate any applicable laws or regulations
• Infringe on the intellectual property rights of Orgafinity or any third party
• Upload or transmit viruses, malware, or any other malicious code
• Attempt to gain unauthorized access to the Service, other user accounts, or our systems
• Interfere with or disrupt the Service or servers or networks connected to the Service
• Use the Service to send spam, unsolicited communications, or engage in any form of harassment
• Use automated tools (bots, scrapers, etc.) to access the Service without our prior written permission
• Impersonate another person or entity or falsely represent your affiliation with any person or entity
• Engage in any activity that could damage, disable, or impair the Service
• Reverse engineer, decompile, or attempt to extract the source code of the Service
• Use the Service in any manner that could harm minors
• Use the Service to store or transmit illegal content or content that violates third-party rights

Content Ownership

• You retain all ownership rights to any content, data, or materials you upload, create, or store using the Service (“User Content”). By using the Service, you grant Orgafinity a limited, worldwide, non-exclusive, royalty-free license to host, store, process, and display your User Content solely for the purpose of providing the Service to you.

Export Compliance

• You agree to comply with all applicable export and import laws and regulations. You represent that you are not located in a country subject to a U.S. Government embargo or designated as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.

Orgafinity’s IP

• The Service and its original content, features, functionality, design, and underlying technology are and will remain the exclusive property of Orgafinity, Inc. and its licensors. The Service is protected by copyright, trademark, patent, trade secret, and other intellectual property laws of the United States and foreign countries.

Trademarks

• “Orgafinity,” “SoloFlowAi,” “SoloBizAi,” “Stella AI,” and related logos are trademarks of Orgafinity, Inc. You may not use these trademarks without our prior written permission. All other trademarks appearing in the Service are the property of their respective owners.

User Data Rights

• As stated above, you retain all ownership rights to your User Content. Orgafinity does not claim ownership of any data, content, or materials you create or upload using the Service. Upon termination of your account, and subject to applicable law, you may request deletion of your User Content.

Feedback

• If you provide Orgafinity with any feedback, suggestions, or ideas regarding the Service (“Feedback”), you grant Orgafinity a perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate such Feedback into the Service without any obligation to you.

Affiliate Partner Links

• Our Service includes recommendations and links to third-party products and services. These are provided as affiliate partnerships, and we may receive a commission if you make a purchase through these links. We are committed to recommending only products and services we believe provide value to our users.

External Integrations

• The Service may integrate with third-party services and APIs (e.g., calendar apps, email providers, payment processors). Your use of these third-party services is subject to their respective terms of service and privacy policies. Orgafinity is not responsible for the functionality, security, or practices of any third-party services.

Third-Party Liability Disclaimer

• Orgafinity is not responsible or liable for any content, products, services, or practices of any third-party websites or services linked from or integrated with our Service. We do not endorse or guarantee the accuracy of information provided by third parties. Your interactions with third-party services are solely between you and the third party.

Privacy Policy

• Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

DataProcessing

• By using the Service, you consent to the collection, processing, and storage of your data as described in our Privacy Policy. We use your data to provide, maintain, and improve the Service, to communicate with you, and to personalize your experience.

GDPR and CCPA Compliance

• Orgafinity is committed to compliance with applicable data protection laws, including the European Union’s General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). If you are a resident of the EU or California, you have certain rights regarding your personal data, as detailed in our Privacy Policy.

Data Security

• We implement reasonable security measures to protect your data from unauthorized access, disclosure, or loss. However, no method of electronic storage or transmission is 100% secure. We cannot guarantee absolute security of your data.

Trial Period

• Orgafinity may offer a 14-day free trial of SoloFlowAi from time to time at our discretion. Free trials are available only to new users who have not previously subscribed to the Service. We reserve the right to determine free trial eligibility at our sole discretion.

Trial Terms

• During your free trial, you will have full access to the features of the selected SoloFlowAi plan. At the end of the trial period, your subscription will automatically convert to a paid subscription, and your payment method will be charged the applicable subscription fee unless you cancel before the trial ends.

Cancellation DuringTrial

• You may cancel your free trial at any time during the trial period through your account settings or by contacting support. If you cancel before the trial ends, you will not be charged, and your access will terminate at the end of the trial period.

Limitations

• We reserve the right to modify, suspend, or discontinue free trials at any time. We also reserve the right to limit free trial access to prevent abuse (e.g., users creating multiple accounts to access multiple trials).

Uptime Commitment

• Orgafinity strives to maintain a 99.9% uptime goal for the Service. However, we do not guarantee uninterrupted access. The Service may be unavailable from time to time due to maintenance, updates, technical issues, or factors beyond our control.

Scheduled Maintenance

• We may perform scheduled maintenance or updates to the Service. When possible, we will provide advance notice of scheduled maintenance that may result in service downtime. We will make reasonable efforts to schedule maintenance during off-peak hours.

Service modification

• Orgafinity reserves the right to modify, update, or discontinue any feature or aspect of the Service at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

Force Majeure

• Orgafinity shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, or failures of third-party service providers.

• THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. ORGAFINITY MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE SERVICE, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability, fitness for a particular purpose, or non-infringement
• That the Service will be uninterrupted, secure, or error-free
• That the Service will meet your requirements or expectations
• The accuracy, reliability, or completeness of any content, data, or information provided through the Service
• That any defects or errors in the Service will be corrected
• That the Service is free from viruses or other harmful components

• AI-GENERATED CONTENT DISCLAIMER: AI-generated outputs from Stella AI or other AI features are provided without any warranty of accuracy, completeness, or fitness for any particular purpose. You use AI-generated content at your own risk.
• YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. ANY CONTENT, MATERIALS, OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE SERVICE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE OR LOSS OF DATA.
• SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH CASES, OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

• TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ORGAFINITY, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AFFILIATES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, revenue, or business opportunities
• Loss of data or data corruption
• Business interruption
• Loss of goodwill or reputation
• Cost of substitute services
• Any other intangible losses

• THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF ORGAFINITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
• AI SERVICES LIABILITY: Orgafinity is not liable for any damages, losses, or liabilities arising from your use of or reliance on AI-generated content, including but not limited to business decisions made based on AI recommendations, errors in AI outputs, or any consequences resulting from AI-assisted actions.
• AGGREGATE LIABILITY: In no event shall Orgafinity’s total aggregate liability to you for all claims arising out of or related to these Terms or your use of the Service exceed the greater of: (a) the amount you paid to Orgafinity in the 12 months preceding the claim, or (b) $100 USD.
• SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN SUCH CASES, OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

• You agree to defend, indemnify, and hold harmless Orgafinity, Inc., its parent, subsidiaries, affiliates, officers, directors, employees, agents, partners, licensors, and suppliers from and against any and all claims, damages, obligations, losses, liabilities, costs, debt, and expenses (including but not limited to attorney’s fees) arising from:

• Your use of or access to the Service
• Your violation of these Terms
• Your violation of any third-party rights, including intellectual property, privacy, or other proprietary rights
• Your User Content or any content you submit, post, or transmit through the Service
• Any fraudulent, negligent, or willful misconduct on your part
• Your use of AI-generated content in violation of applicable laws or third-party rights
• This indemnification obligation will survive the termination of these Terms and your use of the Service. Orgafinity reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which event you will cooperate with Orgafinity in asserting any available defenses.

Termination by You

• You may terminate your account and stop using the Service at any time by canceling your subscription through your account settings or by contacting our support team. Upon cancellation, your access to the Service will continue until the end of your current billing period (for subscriptions) or immediately (for one-time products, though access to digital products is typically retained).

Termination by Orfaginity

• Orgafinity may suspend or terminate your account and access to the Service immediately, without prior notice or liability, for any reason, including but not limited to:

• Violation of these Terms
• Fraudulent or illegal activity
• Non-payment of subscription fees
• Abusive or harassing behavior toward other users or Orgafinity staff
• Excessive use of resources that impacts Service performance for other users
• At our sole discretion, for any other legitimate business reason

Effect ofTermination

• Upon termination:

• Your right to use the Service will immediately cease
• You will no longer have access to your account, User Content, or any data stored in the Service
• All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnification, and limitations of liability
• Orgafinity will not be liable to you or any third party for termination of your access to the Service

Data Retention After Termination

• Upon termination, Orgafinity may, but is not obligated to, retain your User Content for a limited period to allow for account reactivation or as required by law. After this period, your data may be permanently deleted. It is your responsibility to export or back up any User Content you wish to retain before terminating your account.

Informal Resolution

• Before initiating any formal legal proceedings, you agree to first attempt to resolve any dispute, claim, or controversy arising out of or relating to these Terms or the Service (“Dispute”) by contacting Orgafinity at legal@orgafinity.com and providing a detailed description of the Dispute. We will attempt to resolve the Dispute informally within 60 days.

Binding Arbitration

• If we are unable to resolve the Dispute informally, you and Orgafinity agree that any Dispute will be resolved through binding arbitration rather than in court, except that you may assert claims in small claims court if your claims qualify.
• The arbitration will be conducted by the American Arbitration Association (AAA) under its Commercial Arbitration Rules and, where appropriate, the AAA’s Supplementary Procedures for Consumer Related Disputes. The arbitration will be held in the State of Delaware or another mutually agreed location. The arbitrator’s decision will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction.

Class Action Waiver

• YOU AND ORGAFINITY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Orgafinity agree otherwise, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding.

Exception for Intellectual Property and Injunctive relief

• Notwithstanding the above, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party’s intellectual property rights.

Opt-Out

• You have the right to opt out of this arbitration agreement by sending written notice of your decision to opt out to legal@orgafinity.com within 30 days of first accepting these Terms. If you opt out, all other terms of this Agreement will continue to apply.

• These Terms shall be governed and construed in accordance with the laws of Hong Kong, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
• If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between you and Orgafinity regarding the Service and supersede any prior agreements.

• If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. The invalid or unenforceable provision shall be replaced with a valid, enforceable provision that most closely matches the intent of the original provision.

• These Terms, together with our Privacy Policy and any other legal notices or agreements published by Orgafinity on the Service, constitute the entire agreement between you and Orgafinity concerning the Service and supersede all prior or contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Service.
• No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term. Orgafinity’s failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

• Orgafinity reserves the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
• We will notify you of changes by updating the “Last updated” date at the top of this page and, where appropriate, by sending an email notification to the email address associated with your account. We may also provide notice through the Service itself (e.g., via a banner or notification).
• By continuing to access or use the Service after any revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, you must stop using the Service and cancel your account.

• If you have any questions, concerns, or disputes regarding these Terms of Service, please contact us at:
• Orgafinity, Inc.
  Email: legal@orgafinity.com
  Support: support@orgafinity.com
• For general inquiries, you may also use our Contact Form.